If you consider yourself an Apple fanboy (or girl), you’re probably a HUGE fan of Apple Pay. Nothing more convenient then just pulling out your iPhone and paying instantly at checkout…heck, you don’t even need to bring your wallet to the vast majority of stores these days. But does Walmart take Apple Pay? Or are you stuck using the Walmart Pay app or a regular ol’ credit card? Let’s break it all down.

So…Does Walmart Take Apple Pay?

No.

Walmart does not currently accept Apple Pay as a form of payment, either in-store or online.

But…keep reading as I have a clever workaround that’ll let you use Apple Pay when shopping in-store at Walmart.

Will Walmart Accept Apple Pay in the Future?

Probably not.

The reasoning is because it would hurt the bottom line of Walmart’s income statement if they let shoppers use Apple Pay.

According to Business Insider, the reason Walmart won’t ever accept Apple Pay is because of a contractual obligation to Merchant Customer Exchange (MCX).

Walmart uses MCX’s mobile payment system via Walmart Pay and thus avoids the 2% credit card fee that they would be hit with if they started accepting Apple Pay.

So for Walmart, it’s more about the financial impact rather than appealing to consumers. No surprise there.

See Also: 3 Walmart Receipt Must-Do’s That’ll Earn You Free Cash

Is the “Walmart Pay” App Worth the Effort?

If you shop regularly at Walmart, the Walmart Pay app is worth downloading and a decent alternative to Apple Pay.

Essentially you link your form of payment to the app and then use your phone to complete your purchase in-store.

All you have to do is scan the QR code at checkout and not only will you pay quickly, but your eReceipt will be saved in case you ever need to make a return.

See Also: Walmart Return Policy: We Finally Explain It In a Way You’ll Understand

What Payment Methods Does Walmart Accept?

The good news is Walmart DOES accept the following forms of payment:

– Walmart Pay app – Add your credit, debit, or gift card to the app and you can use Tap Services at check out.

– Debit Card

– Credit Card – Visa, MasterCard, Discover, American Express

– Walmart Gift Card

– PayPal

– Affirm – Affirm is a buy now, pay later service.

– EBT Card

See Also: What About Target? Can I Use Apple Pay?

Clever Workaround: Use the Ibotta App to Pay with Apple Pay

If you’ve been around here long enough you know that I’m a HUGE fan of the free Ibotta app.

Ibotta basically pays you money to buy stuff from the grocery store that you’d be buying anyways in the form of cashback rebates.

Well, it turns out that Apple Pay works seamlessly with Ibotta and allows you to set it as the app’s default payment method for when your shopping at Walmart.

You then actually use the Ibotta app to make your purchase at Walmart once you have Apple Pay set as the default.

To see exactly how this clever Walmart hack works, here’s a great YouTube video that walks you through it.

Essentially, at check out, you open the app, enter your purchase total on the Walmart section of the Ibotta app, pay using Apple Pay, then show the barcode for the cashier to scan.

You’re basically buying an “instant” Walmart gift card using Apple Pay….plus Ibotta is giving you cashback in addition to whatever your credit card gives you.

The secret sauce is to link your Apple Card to Apple Pay, use Ibotta to pay, and get 3-4% back at Walmart for doing virtually nothing.

See Also: Insider Hacks for Using the Ibotta App to Save Money on Groceries

So Where Can I Use Apple Pay?

Excluding Walmart, Apple Pay is accepted at a bunch of popular retailers, restaurants, and coffee houses.

Here are a bunch of the more popular spots:

– American Eagle Outfitters

– Bed Bath & Beyond

– Best Buy

– Chick-fil-A

– Costco

– Crate & Barrel

– Dick’s Sporting Goods

– Dunkin’

– GAP

– Home Depot

– Kohl’s

– Kroger

– Lowe’s

– Macy’s

– McDonald’s

– Office Depot

– PetSmart

– Safeway – Full Review

– Sam’s Club – Full Review

– Staples

– Starbucks

– Trader Joe’s

– Walgreens

– Whole Foods

Ask the Reader: Do you know of any other clever ways to use Apple Pay when shopping at Walmart? Let me know in the comments.

By Kyle James

Photos courtesy of Walmart.

My wife and I were at our local Bath & Body Works over the weekend, buying some Christmas gifts for our daughters, when I read the posted sign talking about their return policy. Let’s just say it REALLY got my attention. Turns out the Bath & Body Works return policy is pretty amazing and actually sounds too good to be true, so I figured I better look into it. Here’s what I discovered, I hope this information helps you with your next return.

How Many Return Days Does Bath & Body Works Give Me?

90 days.

If you want a refund back to your original form of payment you’ll need to bring the item back, with your receipt, within 90 days of purchase.

You Still Have Options After 90 Days

You can still return the item(s) but you’ll have to settle for store credit or an even exchange.

Don’t ask for an exception to be made because employees DO NOT have the option in the computer system to give you cash back or a refund to your credit card.

PRO TIP: STORES INTERPRET THE POLICY DIFFERENTLY

When it comes to wanting to do an even exchange on a product you tried but didn’t like, be aware that some BBW stores will let you and some won’t. Meaning that some stores will make you pay the price difference for whatever the current price is at the time of the exchange, and some don’t mind if the price is different and will let you do an exchange. From talking to several employees, your best bet is to call the BBW stores in your area and ask what their particular policy is.

See Also: 11 Brilliant Ways to Save Money at Bath & Body Works

Wait…I Lost My Receipt

Not a big deal unless you were really hoping for a refund back to your credit card.

If you lose your receipt you can still get store credit or an exchange.

Since Bath & Body Works has no idea what you originally paid, you’ll get the lowest selling price of the item when getting store credit.

The amazing part about the Bath & Body Works return policy is that there is NO timeline for making “receipt-less returns”.

PRO TIP: BBW CAN LOOK UP YOUR RECEIPT WITHIN 30 DAYS

If you lost your receipt, but paid with a credit card, a Bath & Body Works employee can look up your purchase within 30 days. Moral of the story: Always try and decide if you like the product within 30 days, this way you’ll never have to worry about holding on to your receipt.

See Also: Ulta Return Policy: We Answer ALL the Hard Questions

Used Products Can Still Be Returned

Amazingly, they will still let you return a product that has been opened and used, even if it’s almost gone.

I hit up a Bath & Body employee and asked if this was actually true and she told me it ABSOLUTELY was.

She also added that she hopes people DON’T abuse this generous policy as it will inevitably be dialed back if they do.

And then asked her if she’s ever had someone return something that was pretty much empty and she said “Yes, once or twice but not very often.”

PRO TIP: RETURN AFTER 5 YEARS

You can actually make a return 5 years after your purchase date and they’ll STILL take the item back for store credit, even without a receipt. But be prepared for some nasty looks if you try and return an unused candle with 2 inches of dust on it.

Is There Anything That Can’t Be Returned?

Amazingly, NO.

They want you to “love it” so you can return anything, anytime, for ANY reason.

The one thing you probably can’t return is EMPTY bottles or completely used candles.

I verified this with a chat rep from Bath & Body and was told “Returns can be denied if you try to return an empty bottle or candle jar.”

See Also: Sephora Return Policy: Let’s Break It All Down For You

Your Returns Are Being Tracked

While they won’t necessarily admit it, you can almost guarantee Bath & Body Works is tracking your returns.

I’m guessing if you abuse their liberal policy they can refuse your return at some point.

PRO TIP: NO RECEIPT? YOU’RE LIMITED TO $250 IN RETURNS

Keep in mind that Bath & Body Works will cut you off from making returns, or exchanges, if you exceed $250 in non-receipted returns in a 90 day period. But if you return defective merchandise, it does not count towards your $250 total.

Can My Return Ever Be Denied?

Yes…I think so.

From talking to an employee, I was told that “return policy abuse” cases are left up to individual store managers.

Bottom-line…don’t abuse their policy as it could easily end up going away for all of us.

Return Online Purchases In-Store IF Possible

Just bring your online purchase back to ANY Bath & Body Works location and get a refund.

You can use your online invoice or confirmation email as your “proof of purchase” receipt.

See Also: Lululemon Return Policy: We Make Sense of a Confusing Policy

How About Returning In-Store Purchases Via the Mail?

No.

In-store purchases can ONLY be returned to a Bath & Body store and not via the mail.

Returns Take 3-5 Days to be Processed

When a return is refunded back to your original form of payment it takes 3-5 business days on average.

If a gift card is issued instead, it’s essentially an instant return.

Is There Policy Too Good To Be True?

According to many of the comments….Yes.

The policy seems good on paper but doesn’t seem to always translate.

Here are some issues:

1. Problems returning gifts – Shoppers complain of having to settle for store credit (without a receipt) instead of being allowed to do a simple exchange for a different scent.

2. Strange Exchange Policy – Some employees asking customers to pay the difference between what they paid and the current selling price in order to do an exchange on the exact same item.

Let me know in the comments of any other issues that you may have had with their return policy.

Ask the Reader: What’s been your experience with the Bath & Body Works return process? Good, bad, or simply amazing?

By Kyle James

My wife and daughters are huge fans of Bath & Body Works and I have the empty plastic bottles in my shower to prove it. But with any retailer, there exists clever money savings hacks to maximize your savings, and Bath & Body Works is no different. If you’re a regular shopper, the following 11 tips will absolutely help you save money and enhance your shopping experience.

1. Avoid Shipping Costs and Opt for In-Store Pickup

The one MAJOR downside of shopping the Bath & Body Works website is that they DO NOT offer free shipping on ANY order, doesn’t matter the size of the order.

Specifically, they charge a flat $5.99 shipping on all orders over $10 and $4 shipping on orders under $10.

The workaround is to always select “Pick Up In Store” and avoid the shipping charges by grabbing your order in-person when you’re out running errands.

2. Always Take Advantage of their Price Adjustment Policy

The 14-day price adjustment policy at Bath & Body Works makes for a cool “shop early” hack.

While they won’t price match 1-day or Flash Sales, they will price match other big sales events that last for more than 1-day.

This includes their “Black Friday week” sales, Semi-Annual sale (more on this later), and their “2 for $20 sale” which typically lasts for 3 days according to my wife.

Shop early (a week before the sale) while the selection is great and then bring your receipt back when the sale price hits and they’ll credit you the difference.

But it’s important to keep in mind that Bath & Body Works WILL NOT price match their own website.

See Also: 12 Slick Ways to Save Big Bucks at Ulta Beauty

3. Coupons Via the Mail are No-Brainers

Perhaps the easiest way to save at Bath & Body Works is to scroll to the bottom of their homepage and sign-up for offers and coupons.

Be sure to choose “Mailing Address Add/Update” from the Topic dropdown and “Add” as your request type.

The coupons they’ll mail you will be of the 20% off variety and will be good for both in-store and online shopping.

4. Always Stack Coupons on Top of a Sale Price

Perhaps the coolest thing about Bath & Body Works is they let you stack the coupons you get in the mail with current sales.

Here’s exactly how the cashier will ring you up….

First, they’ll ring up the sale price of the item.

Second, they’ll take your $ off coupon and apply it to your purchase. Could be $10 off $30 or $15 off $75, whatever you got.

Lastly, they’ll take your % off coupon and apply it to the purchase. This coupon is most likely 20% off.

Add it all up and your savings will be SIGNIFICANT.

See Also: These 8 Retailers Let You Stack Coupons (So You Can Double Dip Your Savings)

5. Free $10 When You Join Their Rewards Program

Besides earning points with every purchase and scoring FREE full-sized products, you’ll get a free $10 to spend when you sign-up for the Bath & Body Works Rewards Program.

I’m not a huge fan of loyalty programs as many are used to send you annoying email ads, but this one is actually really good and totally worth your time if you shop at Bath & Body Works semi-regularly.

6. Always Shop the Semi-Annual Sale

Twice a year Bath & Body Works rolls out their Semi-Annual Sale and offers you very generous savings in the 50% off range on many products.

You can pretty much set your watch by the dates they unveil this sale.

One Semi-Annual sale always starts right after Christmas and lasts for a few weeks, and the other starts mid-June and usually runs through the middle of July.

7. “2 for $20” Candle Sale Hack

From time to time, you’ll see a “2 for $20” candle sale at Bath & Body Works.

But if you read the fine print you’ll notice that you aren’t required to buy candles in sets of 2.

This means you can buy 3 for $30 or even 7 for $70 if you wish.

A better name would be the “$10 Candle Sale when you buy more than 1″…actually, that name kinda sucks.

These candles are usually priced at $14.50 so the savings is pretty significant and makes for a great time to stock up.

8. Always Try to Use an Expired Coupon

Bath & Body Works is famous for accepting expired coupons, especially those that are only a few days past their date.

In recent years they’ve cracked down on this a bit but plenty of stores will still accept expired coupons.

Always give it a shot, you literally have nothing to lose and a few bucks to gain.

See Also: The Stores and Restaurants Known to Accept Expired Coupons

9. Always Shop on “Candle Day”

If you’re a candle hound, your new favorite day of the year needs to be Candle Day at Bath & Body Works.

Specifically, the sale lasts 1 day online and 3 days in-store. and is the single best day to buy their famous “3-wicks” candle.

You can score the famous candle for $10.25 each with a limit of 18 candles per customer.

The 3-wick candle typically sells for $25.50 so the 60% savings is pretty dang awesome.

The Candle Day sale always falls in early December of every year.

10. Wallflower Plug-Ins Come with Lifetime Guarantee

Several rooms in our house are littered with Wallflower Plug-ins from Bath & Body Works.

Some still work great and other stopped working back in the Obama administration but yet remain plugged in for some inexplicable reason.

Turns out, per their return policy, you can exchange the plug-ins that don’t work at any time, for any reason, even without a receipt.

I even asked a chat rep, “So they can be 8 years old and gross and stop working and you’ll exchange it WITHOUT a receipt?”

The Bath & Body Works chat rep left for a minute to ask someone (or went to the fridge for a snack) and came back and said “Per our policy – Return anything, anytime for any reason. 100% Guaranteed.”

11. Take Advantage of their Great Return Policy

The return policy at Bath & Body Works is about as good as it gets.

They literally let you return anything, for ANY reason, at ANY time.

Hold on to your receipt as it’ll make your return much easier.

But if you lose your receipt, you can still get store credit on the lowest selling price of the item in the past 90 days.

See Also: Bath & Body Works Return Policy: Too Good To Be True?

Ask the Reader: How do you save money at Bath & Body Works? What tips did I miss? Let me know in the comments, thanks.

By Kyle James