Lowe’s Return Policy: Cut Through the Crap…It’s Getting Worse

July 28, 2017 by Kyle James
Updated: December 16, 2024

On the surface, the Lowe’s 90-day return policy seems pretty straight forward. But once you dig into it a little bit you realize it has some nuances to it that are worth knowing, especially if you shop at Lowe’s regularly. I originally wrote this article back in 2017, and unfortunately their policy has gotten much worse in recent years, especially with how they handle no-receipt returns and major appliance returns. Let’s break it all down.

Lowe's Return Policy: Make It Work For You (and Rock Your Next DIY Project)

Lowe’s Give You 90-Days to Make a Return

The Lowe’s return policy stipulates that you have 90 days to return items to their store on the vast majority of thigs they sell.

Return Policy on Major Appliances Sucks

You only have 48 HOURS from time of delivery or pickup to return major appliances.

(NOTE: This is new as of early 2023, it used to be 30 days on appliances.)

So you’ll want to inspect appliances VERY closely upon delivery and refuse delivery if you notice something you don’t like.

If you notice damage after the delivery team leaves, you have 2 days from the time of delivery to call Lowe’s at 1-800-445-6937 to report the damage -OR- any missing parts.

The MAJOR exception to this is appliances returned in original, unopened, undamaged, and factory-sealed packaging, they still have 30 days.

This got me wondering what qualifies as “Factory-Sealed Packaging” on a refrigerator that they take out of the box BEFORE they wheel it into your kitchen.

So I called Lowe’s and was told the following, “If you did not receive the refrigerator in a box, then you are not required to return it in a box. Do not worry about that. This only affects customers who throw the packaging away.”

This leads me to believe that they’re talking about small appliances that you bring home yourself. Things like a microwave, small refrigerator, or a mixer that come in a box when you buy them and bring them home. You have 30 days to return these items as long as you don’t open them.

Let me know in the comments if you’ve had a different experience on this new twist in their return policy.

PRO TIP: CONSIDER LOWE’S CREDIT CARD FOR APPLIANCE PURCHASE

If you’ve read any of my articles on here, you know I’m not a big fan of store credit cards as the APR is astronomical and the terms typically suck.

The one big exception is with the MyLowe’s Rewards credit card. If you open a new credit card, not only will you get 20% off your first purchase, but you’ll get a 30 day return policy on major appliances.

See Also: Employees Tell Me 9 Clever Ways to Save at Lowe’s

You Need Your Receipt to Make a Return

This is where their return policy started changing FOR THE WORSE in mid-2023.

In the past, if you didn’t have your receipt, Lowe’s would attempt to use your credit card, MyLowe’s card, or phone number to find your order details and issue store credit.

Those days appear to be LONG GONE as I’ve personally had them refuse my return twice when I didn’t have my receipt and they couldn’t find my order.

The last time I tried this type of return they would NOT even attempt to look up my order and I was told that their return policy regarding no-receipt returns is changing and rolling out to all stores by early-2024.

I was told that they were getting hit hard by scammers trying to return stolen merchandise, or used products well past 90 days, and they have changed their return policy because of this.

It’s too bad that a small percentage of returners have ruined their once useful policy for the rest of us.

Note: As of January 2024, from talking to many Lowe’s shoppers, this new policy is still being rolled out nationwide and some stores still have the old return policy posted but are adhering to the “new” policy and not allowing ANY returns without a receipt.

Let me know in the comments if your local Lowe’s is adhering to the old or new policy regarding this issue.

PRO TIP: ALWAYS GET RECEIPT EMAILED TO YOU

When checking out, always opt to get a printed receipt and one sent to your email. Then create a “Lowe’s” folder in your email account and drag all your receipts into it so you can quickly retrieve a receipt when you need it.

See Also: Home Depot Return Policy: It’s Now Clearly Better Than Lowe’s

Need Receipt When Paying with Cash or a Check

You will DEFINITELY need your receipt to get a refund or exchange if you use cash or a personal check.

The days of Lowe’s looking up your purchase with your phone number, or Lowe’s account, are long gone it appears.

Obviously this only applies to in-store purchases.

Exceptions to the 90 Days

There are quite a few exceptions and here they are…

Winter/Holiday Seasonal Items – Must be returned by December 31st of the same holiday season.

TVs and Electronics – 30 days. Does Lowe’s actually sell TVs?

Outdoor Power Equipment – 30 days.

Trailers – 30 days.

Air Conditioners and Evaporative Coolers – 30 days.

Water Heaters – 30 days.

Paint – 30 days.

Plants – 365 days. More on this below.

FYI: You can only return trailers to a Lowe’s store in the same state that you bought it.

PRO TIP: ALWAYS GET A LOWE’S PRICE MATCH

If you notice that a local competitor like Home Depot or Ace Hardware has the item you bought at a lower price, you can get a price-match without returning the item.

Just bring in proof of the lower price and you’ll get cash back for the difference.

Returning Used Outdoor Power Equipment

If you bought a lawn mower, chain saw, weed eater, blower, pretty much anything that takes gasoline, I was told by a manager that you can return it within 30 days.

But you MUST drain all the gas from it before you bring it back and you MUST have the receipt.

What About Online Purchases?

The same 90-day return policy exists on purchases made via Lowes.com.

Most items bought online come with a prepaid shipping label which is WAY cool.

Just repackage the item with the original box, manual, and parts and send it back at no charge.

Or even easier, return the item to your local Lowe’s store if you have one in your area.

Unfortunately, when you return an item via the mail you’re out the original shipping charges (if any).

See Also: Lowe’s Employee Discount: What Is It? How Do I Get It?

WHOSE POLICY IS BETTER? LOWE’S VS. HOME DEPOT

From talking to store employees, it seems to come down to individual store managers and how they handle returns.

Some managers (at both retailers) are very willing to bend over backwards to keep the customer happy and accept a return on darn near any product, regardless of age or condition.

The takeaway here is to get familiar with both retailers in your area and figure out which store is more lenient on returns (ESPECIALLY RETURNS WITHOUT A RECEIPT) and take your business there.

Returning Items Bought In-Store via the Mail

If taking items back to the store is not convenient, you can indeed return items via mail.

Because you won’t have a prepaid shipping label, you’ll have to call Lowe’s directly at 1-800-445-6937 to initiate the return process.

Defects That Happen After 90 Days

You just might be eligible for some relief if your product/appliance has a manufacturer defect after your 90 day return window expires.

Just call Lowe’s at 1-888-77-LOWES to schedule a factory-certified service appointment.

If the repair is covered by the manufacturer’s warranty you won’t be charged a cent.

PRO TIP: PAY ATTENTION WHEN THEY SCAN YOUR STUFF

When you’re checking out and have multiple items that are only slightly different (color, size, etc) make sure they scan each item individually.

If they try and take a shortcut and scan the same item repeatedly, thinking they’re all the same, it will be VERY difficult to try and return any of the items as the SKU won’t be on your receipt.

Return Policy on Plants is Great

1 year from date of purchase.

This 1-year “plant guarantee” does not include annuals or clearance plants.

Just bring the dead plant back along with your receipt and you’ll get your money back.

If you still have the plant’s original container bring that back too, it will make the return process much easier.

PRO TIP: CLEVER “RECEIPT HACK” WHEN BUYING PLANTS

When buying plants from Lowe’s, keep your receipt in a save place. When buying indoor plants, my favorite tip is to put it in a Ziploc bag and tape it to the bottom of the container so you’ll never lose it.

Gift Cards…Can You Return Them?

The only way you can return a lost or stolen gift card is by presenting the original receipt.

Once presented, Lowe’s will reissue a new gift card for the remaining balance.

Ask the Reader: Do you have any tips to make the Lowe’s return policy even more useful? Let me know in the comments section below.


By Kyle James

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T g

my ex friend replaced an air conditioner that he owes me and he bought it with a debt card. Inherited gave me the receipt in case it wouldn’t work for me to exchange. I decided to return it and get a smaller unit that was less expensive and when I got there the cashier was so busy worrying if I was within the time frame of 30 days . Well she obviously had know idea what the return policy was because due to Covid it’s 180 ! I told I do t have access to that debt card so either gift card or cash . She used the debt card ! They kept my air conditioner a d did not reverse the transaction so now I lost 490 dollars and without any air and it’s 130 in bullhead ! Can anyone tell me what the policy is on this I want to sue them for my
Money and the fact I do not have any way of cooling my home now !!!

Bill

LOL, why are you trying to get a Smaller window unit if it’s 130? which it’s NOt, 120 maybe, I live in bullhead also and used to work at that lowe’s. Not saying you’re wrong, but ALLLOT of shady people try to get free stuff or return to get money for nothing through there.

Mowke

Tried returning a new still in the package air hose. Manager was a total dick and denied me without a receipt. He must’ve flagged me, as I’m not able to return it for store credit at a different Lowe’s. Great way to keep customers

Ladytich

Just have a friend return it for you then

Brian

So I had an employee, whom is no longer working for me, that had a in-store credit gift card. He offered to accept a lower amount then the actual amount on the giftcard if I would allow him to pay for my supplies. After everything was said and done the homeowner decided he didn’t want the backsplash that he himself had picked out. After the job had been completed with a new backsplash I went and returned the original backsplash in which I had the receipt for that purchase. It was then put on a new giftcard but linked to the former employees drivers license. I have no way of contacting him or even know his whereabouts. Is there anyway Lowe’s could put the $328 on a new giftcard since I have all the receipts for the purchases made with the giftcard

Anna Gutierrez

I tried return tiles to different Lowes than original purchase With with receipt and they said I had to go back to the original store where I bought them because they couldn’t return it because they don’t they didn’t sell that particular tile is this true?

Robert Johnson

what if the items were delivered i don’t have the ability to load and return

Charles LaVoie

I just finished a 4 month process of cosmetic upgrades to our bathroom from Lowes and Home Depot and have been returning items that were in the garage staging area. My wife changed her mind on the table LOL. It seems that as soon as I walk in to the store to return some items which has been about 5 or 6 times because the items did not work or were already damaged and back on the shelf. But they became rude immediately and treated me poorly…getting loud or slamming things on the counter while they tried to get rid of me the whole time and all I’m asking is why they gave me store credit instead of putting it back on my card. So I lose the taxes and when I use the card I don’t receive my 5% discount. Crooks!!!!

Last edited 3 years ago by Charles LaVoie
Lindy

I received a crsftman power tool battery but they are the wrong brand. I don’t have a receipt for the item can I return that product

Joel

Depends on the store. One store would not replace a defective Kobalt 24v battery with a 1/21 dete stamp (3-year warranty) without a receipt. Other store had no problems doing so.

John

When does the consumer take responsibility of there own action come sense come into play mean ol mr gravity !!!!!

Sara

I am at the Maplewood mo. Store, and just returned stuff still in original box. Under 80 days, and was told that instead of 109.00 I get lowest price that was ever rang for that item number so I got 30.00. the policy states that I’m supposed to get current price. Is every store different?

Porky

Range hoods are considered major appliances. 30 days.

Barry Bartley

Lowes return policy is very easy for someone to commit a crime. I made an in store purchase of flooring. I went to Lowes to pick up my purchase and someone pretending to be me used my phone number and canceled a portion of my order. They signed my name and walked out of Lowes with over $700.00 of my funds. Lowes wouldn’t give me the merchandise that I had already paid for. I had my contractor with me to start working on my flooring, so in order to get my remodeling done I had to repurchase merchandise that already belonged to me. Lowes said that they had someone on camera that physically came into the store to cancel my order and stole my funds. This happened on Sunday, February 27th and I wasn’t me, I was home busy moving things to prepare for the contractor on that Monday, February 28th. Lowes Store Manager, informed me that they had to conduct an investigation. Well, it is now Thursday, March 3rd and I haven’t heard from anyone from Lowes. I did not steal my own money just to go into the store to pay more money for the same items. I have been a loyal customer of Lowes for years and very shocked that this happened to me.

I am praying that Lowes make this right and return my stolen funds. I have lost trust in ordering anything from Lowes in the future.

Signed,

Disable Veteran

jkdiscipled

Did you store give you back the money? The store employee should check id and if it doesn’t match should call the buyer if possible; if the buyer didn’t leave a number we can’t. Also we often don’t follow the correct procedure. Our store is pretty watchful about theft because people try so frequently. Still I would expect the store to give you the money.

Deb Nau

Did this get resolved? So upsetting!

Greg

They have to have them on video and able to verify if it was or wasn’t you, that way.

Steve

In order for them to walk out with anything you would have had to pay cash because otherwise lowes will only refund to the card account used for payment. If that’s not available they might refund to a store credit but for that amount I doubt it. In any event video would prove you didn’t receive the refund and the store credit could be cancelled if not already used and would have required a drivers license to issue too.

Last edited 2 years ago by Steve
Bob

If someone is watching you online that closely to even KNOW to attempt this, you’ve got more problems coming

Amy

Good luck with that I bought a day b ed $425! And was charged but never got the bed they still have yet to refund me and it’s almost been a year I now am taking them to court finly they might have some answers!

charles strickland

purchased a whirlpool ice box with extended warranty and no results ice box or freezer works one hell of a company

jkdiscipled

you have to keep trying if you haven’t gotten results yet. I’m not saying it is the right way or best way, but since when do people give up money easily? Try again and again. Find someone who seems to care and ask for their name – Always get names, ALWAYS thank helpful people. Keep calling, stop by. Ask.

Lanee

I bought a Samsung washer from a Lowes store in June 2021. The past 2 or 3 months it has developed so many problems!!! #1 being that it never fills up enough to cover all the wash so whatever is on top stays dry during the whole wash cycle! #2 is that the water temperature is hit or miss. Never know what you’re going to get. Help!!!

Mark

Buy American for once. I have a whirlpool from the 70’s that works great!

Stuart Atkinson

I bought a GE washer and had so many problems. I was told to put a vacuum breaker on drain line and have not had a problem since. It was draining the water out as fast as it went in.

Steve

Buy whirlpool manufactured appliances. You can easily find all the brand names they are manufacturing with a search. Whirlpool is much better designed than GE.

Last edited 2 years ago by Steve
jkdiscipled

older appliances are much better built than current ones. It’s not american that is the difference it is a mindset of manufacturers, less “planned obsolescence” back then. More ‘durability is part of our brand’. I hear the same complaints of american mfgs, what few are left.
Centralization also hurts the consumer; the bigger the company, the less it needs to care about individual customers. And so the less it will care, because caring costs money.

Steve

Ask anybody that works on appliances for a living and they will tell you whirlpool and the other brand names it manufactures are simply better designed. They are also easier to work on when they do need repair. GE not so much.

marie

Not on Maytag…Go on FB with group’Maytag complaints’..I’m a member and had my washer only five months…Nothing but run a round with Maytag…I will tell anyone to stay away from them…It might have been a good company long ago but they sold out on quality and what they say.

Jilly jill

I had same issue with a GE, but I found out after 2 years that I had build up in my cold water line at the fitting. We’re on a deep well and the sand had built up and blocked the screen. That ended up causing the check value to fail, leaving a small steady stream of water to fall into the tub after every load. I just thought that was how the sensing fill worked and would have continued washing 4 or 5 things until it quit if the valve hadn’t of went out. I changed it (32$ at local appliance repair store) then went online and cleared all the fault codes (were only 3 and 2 we’re basically for off balance loads and one for incorrect dial position.) Since clearing those, my machine is awesome. Cleared line and new valve has my tub filling to half way on bulky setting (deeper if I long press the deep fill button) and I have not had an outta balance load since. And trust me… The outta balance thing was every single load before. I couldn’t leave the house for fear of finding my washer walked out of place and blocking the back door. Even if it was nothing more than the slip cover on a med size dog bed… It rocked like a load of beach towels… Not anymore though!

Steve

Good quality washer supply hoses have screens on the inlets to prevent this. You can also just buy inserts that incorporate the screen into the hose washer.

Last edited 2 years ago by Steve
Latasha Edwards

My Uncle purchased a backpack blower from Lowe’s they throttle cable unfortunately broke 4 months into having the blower return to the store they sent me to an authorized repair place but that company does not repair craftsman products.

So after several other attempts and half a dozen phone calls I went back to Lowe’s only to find out that they were ship off the backpack blower to their repair company.

Needless to say they sent it up to the repair company and call me back to come pick up the blower and it’s not repaired as well as they charge me $80 for labor no parts just $80 for labor $20 was for shipping and the other 60 was for labor only to tell me that the throttle cable is missing or broke.

Well I already knew that, so needless to say this is my last attempt to try and get some rectification paid $250 for the blower plus the extra $49.99 for a extended payment protection plan from Lowe’s that made no sense to even purchase because they’re not honoring the manufacturer’s Craftsman warranty or honoring their extended payment plan.

Plus they want me to pay them another $80 for a blower that I had them send off for repair that’d be over $500 for a blower that’d be stupid somebody help me with this problem.

Been going in circles with every different number that they are giving me to call tried the Craftsman Husqvarna plant ; I’ve called Craftsman ; I’ve called Craftsman Husqvarna still no resolution to just getting another blower help anyone that can help or post a comment please cuz I’m in desperate need of help.

At this point it’s not even about the money it’s about the principal because that would be $500 I would have spent for a $250 blower I’m a very pissed customer and my uncle is 68 years old so I’ve been dealing with this situation for at least 2 months back and forth

jodi

Any tips on how to force Lowes to give me my refund on an item that was returned weeks ago? I keep getting “it’s still processing. Give it 15 days.” I even went up the chain and got the same answer.

Vincent Negro

June 13 2022 Whirlpool refrigerator delivered damaged and then replaced 3 more times before 5th was acceptable.
Refund still “in process”. Impossible customer service.
Is Lowes going Bankrupt?

Mark

I had to return a hot water heater that was defective the next day purchased on my credit card.

I ask the cashier if I could just to an even exchange due to her wanting to put the money back to my card and then me repurchasing it again using my credit card. The money takes several days to hit the card so I would not be able to purchase the water heater and would then be without water till the credit adjustment hit my bank. Telling her this she said no problem i will put it on a store gift card and then use that to repurchase the new water heater.

Thinking that was okay and sounded fine – not even thinking of the possibility of getting another defective water heater. Did the transaction went home, hooked it up and nothing. Waited 24hrs still no hot water. Unhooked the water heater, reboxed it back up and took it back only this time after an hour of waiting on hold with AO SMITH, Lowes hot water heater vendor to give me and RA# to be able to return the second. Now mind you the first one i was never asked to have an RA – they issued their “in store gift card” credit. Finally the cashier got the managers approval to proceed with the credit. She said okay i will be putting $589.34 back to a store gift card for credit.

I looked at her and said no please credit my credit card that I used to purchase the water heater on. She said but you purchased with a store gift card and I had to explain no ordinally i used my credit card. All the receipts and i had the credit card with me both times i took the water heater back. Another 30 minutes has passed, Im aggravated, the line has backed up to returns, people are looking as im trying to explain i do not want a replacement.

I have had two already and hooking and unhooking up a water heater is not something I enjoy. Finally the manager came up after all this time, possibly two hours has passed now and over heard one associate say he was on lunch in his office and I was waiting on him to finish his lunch break before he would come up. I’m furious at this point trying to hold myself together. Manager looked at me, not even asking me how he could help and just flat out told me that he was only giving back a store credit either take it or leave. IM DONE with LOWES at this point. First you do not make a customer wait. Schedule lunches better between store managers to have someone on duty at all times.

Second – telling a customer that are not getting a refund when they had been told each time I had 30 days to return the purchase. He offered for me to buy or get another water heater but they either the same brand, same model number or priced higher. I like everyone else shop to save money not to buy a product that for instance this time twice was defective.

Yes I made the remark I would never be back in that store again after being put through the humiliation and exhausting torture of trying to return a damaged hot water heater. The manager turned and looked at me and said “good, not having your business isn’t going to break the store.” When he told me that, I was done and am done with ever buying from another Lowes ever again.

I’m not just kidding when I say im there everyday. Im there sometimes two and three times a day. Remodeling my home and my mothers next door at same time, yes put me in store alot. So much the associates get familiar with my face and make remarks, “Back again” or “so you musta forgot something.” So writing this took a lot for me. This is not my style to point fingers or complain but this store in Lufkin, TX. It is the worst of the worst in comparison to any other DIY home shopping center.

Management is lazy with no customer relation skills. The employees do not ask to help you or greet ou, they seem unhappy and un friendly. Yes the third heater worked but thats not the point here. It what I had to go through in order to get to the point where im at today. Lowes lost a customer and a very good one. No I understand my money will not break their company.

But thats not the point. The point is they are selling bad product without abiding by their return policy or having some “hidden” or “confusing” statements on exceptions to the rule.

My thinking – if you paid for it and return within a reasonable time, without damage you should be given your credit how ever the original purchase was made. 2.5 hours to return merchandise is unacceptable to return any merchandise. As well as telling a customer their business is not needed.

Yes I will miss going to my Lowes store but Home Depot has treated me so good not that they are my go to DIY store that I don nott know why I ever went to Lowes to begin with. Good luck lowes customers, I hope things work out better than they did for me there.

PS – A lot more was said and played out during my 2.5 hour stay but had to omit to keep the discussion short.

Lee

You’re spot on. I hate Lowes. Never had issues with Home Depot and hope I never do. Lowes IS the worse.

napoleansamuri

I worked the Lowe’s return desk for two years and once you have agreed on getting the Lowes in store credit for the first return instead of receiving a direct credit back to your initial form of payment(credit, debit card), the money will always be locked into an in store credit return for all of eternity after that. There is absolutely no way even at cooperate level that a third return of a second defective can be returned to your very first initial form of payment ( debit or credit card). While I am sorry if the first customer service associate you dealt with did not explain this to you in full detail, I can assure you that once the events of the first return were set in motion they could not be reversed by any other customer service associates, manager or even Marvin Ellison the CEO himself to put those funds back to your original form of payment

MePhMy

Ridiculous
I wasn’t spamming.
A leftist site trying to control people’s speech/stories/comments? That does NOT help consumers assist one another.

Last edited 1 year ago by MePhMy
Terri Hamilton

I received a damaged refrigerator almost 2 weeks ago and the store was contacted by delivery men to send pictures of the damage and order a replacement. When I contacted the store in Corinth, MS, I was told that a replacement had not been ordered because I would need to repurchase another refrigerator before they would order a replacement and then they would refund my first purchase after they picked up the damaged one which was left as a loaner because I don’t have a refrigerator. Are you serious???

Dana Homsted

I am going through this with lowes also. I have a refrigerator that won’t make ice or dispense water. I have to return this one and wait for another one to come in. They won’t replace this one on the same day. They took my other fridge and expect me to go 2 or more weeks without a fridge. 🤦🏼‍♀️

Sandra Leseman

Lowes denied a perennial return (had receipt) stating “past 90 day return”- was 97 days. Why are they deceiving the public and not honoring the year return policy on perennials? Most people would accept denial not realizing the difference between annual and perennial plants. After speaking to a manager did get my refund…,only because I insisted. They should program computers to decipher the plant type or is this deliberate?

Eliana Downing

I have never been treated with so much disrespect and condescending attitude as I was this afternoon by Spanish Fork Utah Lowes manager Tony. I took two bushes I bought last year, that did not come back this year. He wanted the receipt. The bushes had their original tags on. We have been faithful costumers. They have just lost our business.

Robert Androvic

On July 5, 2022, Lowes Customer Service employees at Lowes on W. Waters Ave, Tampa insisted they couldn’t accept my return (kitchen cabinet) without returning it in the original box. The cabinet was missing parts. Only after speaking to one of their managers (Todd) did they agree to let me return it without the box. Takeaway: Lowes gives their managers a lot of leeway. Don’t hesitate to ask to speak to one if you encounter a similar situation.